Making a planned gift is a wonderful way to show your support and appreciation for St. Charles Hospital and its mission while accommodating your own personal, financial, estate-planning and philanthropic goals. With smart planning, you may actually increase the size of your estate and/or reduce the tax burden on your heirs. Just as important, you will know that you have made a meaningful contribution to ensure the future of St. Charles.
For further information, please email firstname.lastname@example.org.
TYPES OF PLANNED GIVING
HOW IT WORKS
- You include a bequest provision in your will or revocable trust
- At your death St. Charles receives the bequest you specified
- You may change your bequest or trust designation at any time
- You control the funding property during your lifetime
- Your bequest or trust designation will not be subject to any potential federal estate tax
- You provide future support for St. Charles.
Gifts of Appreciated Securities
- You can send unendorsed stock certificates by registered mail or instruct your broker to make the transfer from your account to our account
- You receive an income-tax deduction
- St. Charles may keep or sell the securities
- You receive a federal income-tax deduction for the full fair-market value of the securities
- You avoid long-term capital-gain tax on any appreciation in the value of the stock
- Your gift will support St. Charles as you designate
Gifts from Retirement Plans
- You name St. Charles Hospital as beneficiary for part or all of your retirement-plan benefits
- Funds are transferred by plan administrator as you wish or upon death
- No federal income tax is due on the funds that pass to St. Charles
- No federal estate tax on the funds
- You make a significant gift for the programs you support at St. Charles
- You assign all the rights in your insurance policy to St. Charles, designate us as irrevocable beneficiary, and then receive an income-tax deduction.
- St. Charles may surrender the policy for its cash value or hold it and receive the proceeds at your death.
- You receive a federal income-tax deduction
- If premiums remain to be paid, you can receive income-tax deductions for contributions to St. Charles to pay these premiums
- You can make a substantial gift on the installment plan
- St. Charles receives a gift they can use now or hold for the future
Closely Held Business Stock
- You make a gift of your closely held stock to St. Charles and get a qualified appraisal to determine its value
- You receive a charitable income-tax deduction for the full fair-market value of the stock
- St. Charles may keep the stock or offer to sell it back to your company
- You receive an income-tax deduction for the fair-market value of stock
- You pay no capital-gain tax on any appreciation
- Your company may repurchase the stock, thereby keeping your ownership interest intact
- St. Charles receives a significant gift